Purpose |
To meet expenses related to any festival. |
Age |
Minimum 21 years ; Maximum: 65 years |
Eligibility |
Permanent employees of the State/Central Govt. and PSUs, Corporations, Private Sector Companies, Reputed Establishments, Professionals and Self Employed and others having regular source of income from verifiable sources like salary income, FDR/Pension etc. with a minimum income of Rs. 3,000/- |
Quantum of Loan |
4 (four) times of Net Monthly Income (NMI) subject to a minimum of Rs. 5,000/- and maximum ceiling of Rs. 50,000/- |
Margin |
NIL |
Interest Rate |
As per Bank's guidelines. |