Mortgage loan utilized for marriage/medical treatment/education/ foreign travel .
The proceeds of loan is not to be used for acquisition/ development of land or construction of building space or for any speculative purpose including speculation on real estate and capital mark...
To make the small and marginal holdings economically viable by bringing fallow lands and waste lands under cultivation and by stepping up agricultural production and productivity.
To finance the share croppers / tenant farmers to purchase land to enable them to increase th...
Cultivation of Plantation and Horticulture crops, Plough Bullocks, Minor Irrigation, Land Development etc.
Individuals (singly or jointly), Farmers, Agricultural labourers, Self-Help Groups (SHGs) and Joint Liability Groups (JLGs).
(FOR FINANCING MEDICAL PRACTITIONERS)
The scheme envisages financing to qualified medical practitioners for
Setting up clinics or clinic-cum-residence, etc.
Purchase of vehicles, ambulance, computers
Expansion/renovation/modernisation of existing premise...
Cultivation of short-term crops (Short Term Seasonal Agricultural Operations) and meeting contingency expenses subject to 20% of the peak credit limit.
All farmers, individuals (singly or jointly), tenant farmers, oral lessees, share croppers, SHGs and...
Purchase or construction of a new house / without mortgage of land
Purchase of an existing (old) house / which is not more than 10 years old (In a certificate on the condition of the house to be given by a structural engineer or Govt. approved architect should be taken)
General purpose for purchase of consumer durables, marriage, family function, medical, travel expenses etc except for speculative activities.
Permanent Employee of the State/Central Government and PSUs, Corporations, Private Sector Companies, Reputed Es...
Any farmer, Agricultural labourers, Self-Help Groups (SHGs), Joint Liability Groups (JLGs).
Minimum 21 years ; Maximum: 65 years
No Minimum or Maximum limit of land amount. However, loan amount will depend on the actual cost of tr...
Loans under the Bank’s Home Loan Scheme may be granted to individuals to enable them to:
Purchase a plot of land and construction of house thereat
Only purchase of land
Purchase /construct a new house
Purchase an existing (old) house /or extend an existing house
For Individual Applicant
Eligible Criteria: STs with annual family income up to Double the Poverty Line
Rural area: DPL income up to Rs 98000/family
Urban area: DPL income up to Rs 120000/family
Purpose: For productive purposes only
Type of Loan: Term loan only
For loan upto Rs...
To generate employment opportunities in rural as well as urban areas through setting up of self-employment ventures;
To provide continuance & sustainable employment to a large segment of traditional and prospective artisans and unemployed youth, so as to help arrest migra...