“Banking for all of Meghalaya”

Serving the people of Meghalaya since 1981

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ATM CARDS & ECOMMERCE

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BRANCH NETWORK

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Differential Rate of Interest (DRI) Scheme

Objective Credit support to Poorest of the poor and to bring them above Poverty Line Eligibility Individuals whose annual family income does not exceed Rs 30,000/- in Rural areas & Rs 60,000 in urban & semi-urban areas. Individual whose land holding does not excee...

Pradhan Mantri Awas Yojana (PMAY)

Debt Swap Scheme

(Loan to Farmers Indebted to Money Lenders) Purpose To provide relief and remove debt burden of identified, actually distresses farmers who are under heavy burden of debt from non-institutional source (i.e. money lenders) by providing them loan for debt redemption. This is a loan given...

Car Loan Scheme

Purpose To purchase a new passenger cars, jeep, Single or Multi Utility Vehicles (MUVs) and SUVs for personal use. Age Minimum 21 years ; Maximum: 65 years Eligibility Permanent/ regular employees of State/Central Govt., Public Sector Undertakings (PSUs), P...

National STs Finance & Development Corporation (NSTFDC)

For Individual Applicant Eligible Criteria: STs with annual family income up to Double the Poverty Line Rural area: DPL income up to Rs 98000/family Urban area: DPL income up to Rs 120000/family Purpose: For productive purposes only Type of Loan: Term loan only Margin: For loan upto Rs...

Public Festival Loan

Purpose To meet expenses related to any festival. Age Minimum 21 years ; Maximum: 65 years Eligibility Permanent employees of the State/Central Govt. and PSUs, Corporations, Private Sector Companies, Reputed Establishments, Professionals and Self Employed and...

STAND UP INDIA

Purpose To meet all kinds of credit requirement for setting up Greenfield projects under manufacturing, services or the trading sector SC/ST and/or woman entrepreneurs. Eligibility SC/ST and/or woman entrepreneurs above 18 years of age Loans under the scheme is available fo...

MRB Credit Card

Purpose To meet any kind of credit requirements of SSI units, tiny units, village industries, retail traders, professionals & self-employed Age Minimum 21 years ; Maximum: 65 years Eligibility Customers of the following segments with a satisfactory track ...

Weaver credit Card (WCC) Scheme

Purpose To provide credit to the weavers to meet their credit requirement – working capital or term loan or both. Eligibility All weavers and ancillary workers involved in weaving activities. Age Minimum 21 years ; Maximum: 65 years Maximum Lim...

Financing Of Tractors & Power Tiller

Target Group Any farmer, Agricultural labourers, Self-Help Groups (SHGs), Joint Liability Groups (JLGs). Age Minimum 21 years ; Maximum: 65 years Loan Amount No Minimum or Maximum limit of land amount. However, loan amount will depend on the actual cost of tr...

Allied Agricultural Term Loan-AATL (Investment Credit)

Purpose All types of Allied Activities such as Dairy, Poultry, Piggery, Goatery, Duckery, & Fisheries etc. Target Group Individuals (singly or jointly), Farmers, Agricultural labourers, Self-Help Groups (SHGs) and Joint Liability Groups (JLGs). Age Minimu...

LOAN AGAINST MORTGAGE OF IMMOVABLE PROPERTY (LAP)

Purpose Mortgage loan utilized for marriage/medical treatment/education/ foreign travel . The proceeds of loan is not to be used for acquisition/ development of land or construction of building space or for any speculative purpose including speculation on real estate and capital mark...

“Banking for all of Meghalaya”

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